About

After 15 years in corporate Human Resources, Rhonda Payne founded Achieve Financial Freedom to help clients navigate the challenges of financial uncertainty and emotional burden that often accompany debt. Her passion for financial transformation stems from her own journey of paying off over $200,000 in student loan debt.

Mission & Vision

To empower individuals to achieve financial freedom through personalized coaching, education, and actionable strategies—helping them break free from debt, build wealth, and live confidently.

Empowerment, Accountability and Integrity

Rhonda Payne

Rhonda Payne is the President & CEO of Achieve Financial Freedom, as well as a speaker passionate about helping individuals take control of their financial future. She earned her Bachelor’s degree in Psychology from Hampton University and a Master of Business Administration (MBA) from the University of Phoenix. With over 15 years of experience in corporate America, she holds certifications as a Certified Compensation Professional (CCP) and Professional in Human Resources (PHR)—credentials that have deepened her knowledge in compensation strategy, organizational development, and personal finance education. 

Clients who work with Achieve Financial Freedom receive more than just financial advice—they gain a roadmap to eliminate debt, increase savings, and live with intention. Through strategic planning, practical tools, and mindset coaching, clients learn how to manage their money with confidence. The firm empowers individuals to shift from surviving to thriving financially. Every client walks away with clarity, confidence, and a renewed sense of control over their financial future. 

Achieve Financial Freedom is committed to delivering personalized financial guidance that aligns with each client’s goals and values. The firm believes that education is key to empowerment and offers tools and resources that simplify the path to financial stability. With a focus on integrity, compassion, and accountability, Achieve Financial Freedom creates a safe space for clients to learn, grow, and transform. The team is driven by the mission to break generational cycles of debt and build lasting financial legacies. 

the Freedom Community